About Us

Fortis Captive Advisors, Inc. is a specialized business advisory firm providing advanced risk management services to small and medium-sized companies throughout the Southeastern United States. Our leadership team includes an NC Licensed CPA, an insurance professional with 30 years of risk management and insurance training experience, and a team that has over 75 years of combined business operating experience.

 

We specialize in single-owner captive insurance companies which achieve risk distribution through reinsurance.  Our team coordinates the development, implementation, compliance, and ongoing management.  These strategies are governed through the IRC 831(b) and we oversee consistent compliance thereof. 

 

For decades, businesses have turned to captive insurance as a tactic to manage risk outside of the conventional insurance market. Similar to self-insuring (and captives are a formal approach of self-insurance, but carry greater advantages), captive insurance allows companies to achieve far greater control over their insurance and risk control programs and lower overall costs. Planning and properly reserving for catastrophic losses have saved companies from completely disappearing.  Many are unaware of the strategies deployed by America’s largest corporations for over a century, and even fewer have been exposed to the emphasis of many States to implement these mechanisms. Small companies can now utilize the law that was created to improve risk management of profitable businesses.